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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,054 | $138,075-8.7% | $123,552+2.0% | $135,379-6.9% |
| Participation rate | 28.6% | 84.7%-56.2pp | 82.3%-53.7pp | 82.6%-54.1pp |
| Annual return | -6.39% | 153.70%-160.1pp | 119.20%-125.6pp | 519.79%-526.2pp |
| Employer contribution / active EE | $1,295 | $5,152-74.9% | $4,628-72.0% | $4,779-72.9% |
| Participant deferral / active EE | $4,691 | $6,800-31.0% | $6,426-27.0% | $5,609-16.4% |
| Admin fee / account holder | $17,091 | $10,917+56.6% | $9,285+84.1% | $10,828+57.8% |