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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,114 | $105,856-87.6% | $90,161-85.5% | $147,585-91.1% |
| Participation rate | 91.7% | 79.7%+11.9pp | 76.9%+14.8pp | 82.8%+8.8pp |
| Annual return | 23.39% | 37.63%-14.2pp | 34.89%-11.5pp | 578.58%-555.2pp |
| Employer contribution / active EE | $5,145 | $4,126+24.7% | $3,318+55.1% | $4,876+5.5% |
| Participant deferral / active EE | $2,935 | $5,733-48.8% | $5,287-44.5% | $5,439-46.0% |
| Admin fee / account holder | $1,554 | $8,046-80.7% | $5,943-73.9% | $10,886-85.7% |