Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,362 | $77,472-24.7% | $100,392-41.9% | $80,935-27.9% |
| Participation rate | 40.0% | 76.9%-36.9pp | 81.5%-41.5pp | 67.7%-27.7pp |
| Annual return | 11.12% | 37.26%-26.1pp | 49.45%-38.3pp | 35.66%-24.5pp |
| Employer contribution / active EE | $1,731 | $2,800-38.2% | $3,941-56.1% | $2,757-37.2% |
| Participant deferral / active EE | $2,807 | $6,818-58.8% | $8,090-65.3% | $4,299-34.7% |
| Admin fee / account holder | $3,007 | $5,885-48.9% | $7,904-62.0% | $6,924-56.6% |