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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,509 | $148,582-85.5% | $135,942-84.2% | $139,456-84.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 25.14% | 79.26%-54.1pp | 68.28%-43.1pp | 373.45%-348.3pp |
| Employer contribution / active EE | $1,601 | $5,245-69.5% | $4,858-67.1% | $4,753-66.3% |
| Participant deferral / active EE | $14,657 | $8,101+80.9% | $7,759+88.9% | $6,711+118.4% |
| Admin fee / account holder | $2,016 | $12,402-83.7% | $10,764-81.3% | $11,407-82.3% |