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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,864 | $150,447-59.5% | $136,298-55.3% | $147,586-58.8% |
| Participation rate | 95.2% | 84.4%+10.8pp | 81.9%+13.3pp | 82.8%+12.4pp |
| Annual return | 34.24% | 1049.15%-1014.9pp | 5156.27%-5122.0pp | 578.59%-544.4pp |
| Employer contribution / active EE | $11,821 | $5,256+124.9% | $4,696+151.7% | $4,876+142.4% |
| Participant deferral / active EE | $7,820 | $6,631+17.9% | $6,247+25.2% | $5,439+43.8% |
| Admin fee / account holder | $2,796 | $10,906-74.4% | $9,244-69.8% | $10,886-74.3% |