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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,890 | $84,518-82.4% | $67,704-78.0% | $125,389-88.1% |
| Participation rate | 85.7% | 74.8%+10.9pp | 67.5%+18.2pp | 83.2%+2.5pp |
| Annual return | -34.43% | 2.57%-37.0pp | 25.41%-59.8pp | 282.24%-316.7pp |
| Employer contribution / active EE | $0 | $3,292-100.0% | $2,559-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $9,785 | $4,430+120.9% | $3,585+172.9% | $5,352+82.8% |
| Admin fee / account holder | $2,278 | $5,340-57.3% | $4,255-46.5% | $9,541-76.1% |