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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,051 | $73,102-27.4% | $123,549-57.1% | $56,287-5.7% |
| Participation rate | 81.1% | 74.3%+6.8pp | 82.3%-1.1pp | 69.9%+11.3pp |
| Annual return | -2.00% | 3.01%-5.0pp | 119.20%-121.2pp | -9.96%+8.0pp |
| Employer contribution / active EE | $2,304 | $2,977-22.6% | $4,628-50.2% | $2,111+9.1% |
| Participant deferral / active EE | $7,946 | $5,423+46.5% | $6,426+23.7% | $3,350+137.2% |
| Admin fee / account holder | $4,339 | $554+683.5% | $9,284-53.3% | $521+732.8% |