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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,113 | $138,075-81.1% | $123,552-78.9% | $135,379-80.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.10% | 153.70%-156.8pp | 119.20%-122.3pp | 519.79%-522.9pp |
| Employer contribution / active EE | $3,024 | $5,152-41.3% | $4,628-34.7% | $4,779-36.7% |
| Participant deferral / active EE | $4,491 | $6,800-34.0% | $6,426-30.1% | $5,609-19.9% |
| Admin fee / account holder | $456 | $10,917-95.8% | $9,285-95.1% | $10,828-95.8% |