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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,205 | $180,459-90.5% | $154,108-88.8% | $135,380-87.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.63% | 888.21%-894.8pp | 735.21%-741.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $4,776 | $6,035-20.9% | $5,298-9.9% | $4,779-0.1% |
| Participant deferral / active EE | $5,501 | $5,806-5.3% | $5,081+8.3% | $5,609-1.9% |
| Admin fee / account holder | $2,214 | $16,145-86.3% | $13,411-83.5% | $10,828-79.6% |