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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,299 | $61,660-60.6% | $80,022-69.6% | $64,173-62.1% |
| Participation rate | 79.2% | 71.7%+7.6pp | 75.8%+3.4pp | 69.6%+9.7pp |
| Annual return | -9.01% | -0.33%-8.7pp | 11.22%-20.2pp | 7.63%-16.6pp |
| Employer contribution / active EE | $548 | $1,810-69.7% | $2,468-77.8% | $2,381-77.0% |
| Participant deferral / active EE | $1,573 | $2,968-47.0% | $3,686-57.3% | $3,470-54.7% |
| Admin fee / account holder | $853 | $5,417-84.3% | $6,521-86.9% | $4,887-82.6% |