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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,622 | $48,078+227.8% | $78,676+100.3% | $62,881+150.7% |
| Participation rate | 87.6% | 65.2%+22.4pp | 73.6%+14.1pp | 69.3%+18.3pp |
| Annual return | 8.50% | 31.36%-22.9pp | 62.19%-53.7pp | 20.14%-11.6pp |
| Employer contribution / active EE | $9,154 | $2,015+354.4% | $2,850+221.2% | $2,281+301.3% |
| Participant deferral / active EE | $7,074 | $2,587+173.4% | $3,517+101.2% | $3,203+120.9% |
| Admin fee / account holder | $2,468 | $3,206-23.0% | $4,510-45.3% | $4,296-42.6% |