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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,321 | $165,381-71.4% | $149,730-68.4% | $158,966-70.2% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 25.79% | 348.29%-322.5pp | 276.70%-250.9pp | 302.95%-277.2pp |
| Employer contribution / active EE | $3,162 | $5,104-38.1% | $4,645-31.9% | $4,762-33.6% |
| Participant deferral / active EE | $7,927 | $7,182+10.4% | $6,843+15.8% | $5,983+32.5% |
| Admin fee / account holder | $1,314 | $10,809-87.8% | $9,310-85.9% | $11,250-88.3% |