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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,878 | $185,856-86.6% | $170,028-85.4% | $139,456-82.2% |
| Participation rate | 85.7% | 87.8%-2.0pp | 87.0%-1.3pp | 80.3%+5.4pp |
| Annual return | 21.66% | 60.52%-38.9pp | 53.39%-31.7pp | 373.45%-351.8pp |
| Employer contribution / active EE | $2,930 | $7,593-61.4% | $6,788-56.8% | $4,753-38.4% |
| Participant deferral / active EE | $5,618 | $11,623-51.7% | $10,409-46.0% | $6,711-16.3% |
| Admin fee / account holder | $24,236 | $15,387+57.5% | $12,820+89.0% | $11,407+112.5% |