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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,124 | $28,624+169.4% | $53,647+43.8% | $82,637-6.7% |
| Participation rate | 8.7% | 47.3%-38.6pp | 56.3%-47.6pp | 68.1%-59.4pp |
| Annual return | 17.22% | 664.98%-647.8pp | 358.33%-341.1pp | 53.51%-36.3pp |
| Employer contribution / active EE | $298 | $637-53.2% | $962-69.0% | $2,552-88.3% |
| Participant deferral / active EE | $898 | $1,196-24.9% | $1,813-50.5% | $4,126-78.2% |
| Admin fee / account holder | $287 | $2,022-85.8% | $2,460-88.4% | $7,339-96.1% |