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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,622 | $27,936+23.9% | $58,561-40.9% | $75,173-53.9% |
| Participation rate | 11.1% | 38.8%-27.7pp | 50.9%-39.8pp | 67.2%-56.1pp |
| Annual return | 19.07% | 44.21%-25.1pp | 4251.33%-4232.3pp | 160.72%-141.6pp |
| Employer contribution / active EE | $416 | $670-37.9% | $1,053-60.6% | $2,671-84.4% |
| Participant deferral / active EE | $964 | $1,202-19.8% | $1,923-49.9% | $4,126-76.6% |
| Admin fee / account holder | $156 | $1,727-90.9% | $2,520-93.8% | $5,651-97.2% |