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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,124 | $29,319+163.1% | $52,425+47.1% | $82,448-6.5% |
| Participation rate | 8.7% | 46.9%-38.2pp | 55.6%-46.9pp | 68.1%-59.4pp |
| Annual return | 17.22% | 535.20%-518.0pp | 302.12%-284.9pp | 41.64%-24.4pp |
| Employer contribution / active EE | $298 | $586-49.1% | $914-67.4% | $2,551-88.3% |
| Participant deferral / active EE | $898 | $1,171-23.3% | $1,790-49.8% | $4,139-78.3% |
| Admin fee / account holder | $287 | $1,962-85.4% | $2,495-88.5% | $7,234-96.0% |