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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,703 | $95,975-75.3% | $74,549-68.2% | $135,379-82.5% |
| Participation rate | 27.3% | 75.7%-48.4pp | 69.1%-41.9pp | 82.6%-55.4pp |
| Annual return | -7.65% | 56.96%-64.6pp | 32.53%-40.2pp | 519.79%-527.4pp |
| Employer contribution / active EE | $388 | $2,716-85.7% | $1,961-80.2% | $4,779-91.9% |
| Participant deferral / active EE | $1,823 | $3,844-52.6% | $3,108-41.3% | $5,609-67.5% |
| Admin fee / account holder | $50 | $6,522-99.2% | $5,059-99.0% | $10,828-99.5% |