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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,987 | $104,694-81.9% | $85,709-77.8% | $167,536-88.7% |
| Participation rate | 87.5% | 76.4%+11.1pp | 69.9%+17.6pp | 82.1%+5.4pp |
| Annual return | 4.85% | 21.45%-16.6pp | 21.49%-16.6pp | 478.82%-474.0pp |
| Employer contribution / active EE | $1,685 | $3,337-49.5% | $2,619-35.7% | $4,839-65.2% |
| Participant deferral / active EE | $2,461 | $4,826-49.0% | $3,924-37.3% | $6,342-61.2% |
| Admin fee / account holder | $352 | $10,035-96.5% | $6,876-94.9% | $12,315-97.1% |