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| Provider | Service type | Compensation |
|---|---|---|
SAGEPOINT FINANCIAL INC1 year Filed as: SAGEPOINT FINANCIAL, INC Service code 27 · EIN 20-1741754 | Advisory (Plan) | $24,510 |
THE VANGUARD GROUP, INC.1 year Filed as: THE VANGUARD GROUP, INC Service code 63 · EIN 23-1945930 | 12b-1 Fees | $6,793 |
Filed as: THE ANGELL PENSION GROUP, INC Service code 13 · EIN 04-2530412 | Contract Administrator | $5,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,612 | $89,652-15.7% | $141,197-46.4% | $65,186+16.0% |
| Participation rate | 64.7% | 74.7%-10.0pp | 82.5%-17.8pp | 70.2%-5.5pp |
| Annual return | 26.80% | 32.79%-6.0pp | 71.41%-44.6pp | 29.39%-2.6pp |
| Employer contribution / active EE | $6,881 | $3,065+124.5% | $4,736+45.3% | $2,177+216.1% |
| Participant deferral / active EE | $3,071 | $5,691-46.0% | $6,710-54.2% | $3,514-12.6% |
| Admin fee / account holder | $398 | $569-29.9% | $10,265-96.1% | $847-53.0% |