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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,289 | $88,754-45.6% | $81,820-41.0% | $145,877-66.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 21.80% | 1031.77%-1010.0pp | 777.93%-756.1pp | 551.28%-529.5pp |
| Employer contribution / active EE | $4,030 | $3,085+30.6% | $2,915+38.3% | $4,663-13.6% |
| Participant deferral / active EE | $15,621 | $4,648+236.1% | $4,323+261.4% | $6,691+133.5% |
| Admin fee / account holder | $318 | $8,424-96.2% | $7,391-95.7% | $13,402-97.6% |