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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,219 | $96,678-65.6% | $86,640-61.7% | $139,466-76.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 27.50% | 106.69%-79.2pp | 592.52%-565.0pp | 373.66%-346.2pp |
| Employer contribution / active EE | $2,322 | $3,265-28.9% | $3,024-23.2% | $4,754-51.2% |
| Participant deferral / active EE | $13,658 | $4,837+182.4% | $4,438+207.7% | $6,712+103.5% |
| Admin fee / account holder | $321 | $6,410-95.0% | $5,616-94.3% | $11,409-97.2% |