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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,541 | $162,785+4.8% | $133,959+27.3% | $158,950+7.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 31.69% | 41.94%-10.3pp | 45.09%-13.4pp | 302.91%-271.2pp |
| Employer contribution / active EE | $2,338 | $4,975-53.0% | $3,919-40.3% | $4,762-50.9% |
| Participant deferral / active EE | $4,410 | $5,910-25.4% | $5,047-12.6% | $5,983-26.3% |
| Admin fee / account holder | $519 | $11,738-95.6% | $8,928-94.2% | $11,248-95.4% |