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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,315 | $95,895-30.8% | $79,576-16.7% | $134,509-50.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -20.98% | -2.72%-18.3pp | 0.15%-21.1pp | 418.13%-439.1pp |
| Employer contribution / active EE | $8,015 | $3,128+156.2% | $2,413+232.1% | $4,741+69.1% |
| Participant deferral / active EE | $13,093 | $4,693+179.0% | $3,985+228.5% | $6,400+104.6% |
| Admin fee / account holder | $450 | $9,129-95.1% | $6,834-93.4% | $11,427-96.1% |