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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,046 | $97,761-94.8% | $83,850-94.0% | $135,382-96.3% |
| Participation rate | 83.3% | 80.0%+3.4pp | 76.1%+7.2pp | 82.6%+0.7pp |
| Annual return | 0.00% | 1287.44%-1287.4pp | 850.92%-850.9pp | 519.77%-519.8pp |
| Employer contribution / active EE | $2,427 | $4,222-42.5% | $3,631-33.2% | $4,779-49.2% |
| Participant deferral / active EE | $2,754 | $4,682-41.2% | $4,082-32.5% | $5,609-50.9% |
| Admin fee / account holder | $606 | $6,674-90.9% | $5,478-88.9% | $10,829-94.4% |