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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $809,901 | $227,566+255.9% | $189,558+327.3% | $167,518+383.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.5%+21.5pp | 82.1%+17.9pp |
| Annual return | 3.08% | 78.43%-75.3pp | 64.19%-61.1pp | 478.71%-475.6pp |
| Employer contribution / active EE | $8,000 | $5,316+50.5% | $4,412+81.3% | $4,838+65.3% |
| Participant deferral / active EE | $26,000 | $7,002+271.3% | $6,174+321.1% | $6,342+310.0% |
| Admin fee / account holder | $5,356 | $11,881-54.9% | $9,809-45.4% | $12,312-56.5% |