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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,655 | $165,381-63.9% | $149,730-60.2% | $158,966-62.5% |
| Participation rate | 69.2% | 84.6%-15.3pp | 82.5%-13.3pp | 82.0%-12.7pp |
| Annual return | 30.13% | 348.29%-318.2pp | 276.70%-246.6pp | 302.95%-272.8pp |
| Employer contribution / active EE | $2,582 | $5,104-49.4% | $4,645-44.4% | $4,762-45.8% |
| Participant deferral / active EE | $6,473 | $7,182-9.9% | $6,843-5.4% | $5,983+8.2% |
| Admin fee / account holder | $632 | $10,809-94.2% | $9,310-93.2% | $11,250-94.4% |