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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,888 | $167,352-56.4% | $143,788-49.3% | $134,509-45.8% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -10.93% | 0.47%-11.4pp | -0.03%-10.9pp | 418.13%-429.1pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,550 | $6,447-60.4% | $5,638-54.8% | $6,400-60.2% |
| Admin fee / account holder | $511 | $18,091-97.2% | $14,675-96.5% | $11,427-95.5% |