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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,232 | $135,956-27.7% | $123,894-20.7% | $273,972-64.1% |
| Participation rate | 40.0% | 84.1%-44.1pp | 81.4%-41.4pp | 83.0%-43.0pp |
| Annual return | 5.47% | 56.63%-51.2pp | 47.52%-42.0pp | 41.46%-36.0pp |
| Employer contribution / active EE | $15,482 | $5,170+199.5% | $4,617+235.3% | $4,869+218.0% |
| Participant deferral / active EE | $0 | $6,343-100.0% | $5,984-100.0% | $5,287-100.0% |
| Admin fee / account holder | $1,172 | $9,817-88.1% | $8,357-86.0% | $10,133-88.4% |