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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,055 | $52,279+118.2% | $89,400+27.6% | $79,858+42.8% |
| Participation rate | 78.6% | 57.5%+21.0pp | 68.0%+10.6pp | 69.6%+8.9pp |
| Annual return | 16.03% | 22.16%-6.1pp | 245.64%-229.6pp | 31.72%-15.7pp |
| Employer contribution / active EE | $2,708 | $1,572+72.3% | $2,586+4.7% | $2,471+9.6% |
| Participant deferral / active EE | $5,230 | $2,740+90.8% | $3,890+34.4% | $3,740+39.8% |
| Admin fee / account holder | $993 | $3,356-70.4% | $4,882-79.7% | $5,306-81.3% |