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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,250 | $46,697+29.0% | $117,533-48.7% | $68,486-12.0% |
| Participation rate | 70.0% | 56.8%+13.2pp | 70.6%-0.6pp | 67.9%+2.1pp |
| Annual return | -20.78% | -14.52%-6.3pp | 29.77%-50.5pp | -7.85%-12.9pp |
| Employer contribution / active EE | $3,059 | $1,506+103.2% | $4,179-26.8% | $2,597+17.8% |
| Participant deferral / active EE | $6,122 | $2,637+132.1% | $4,072+50.3% | $4,028+52.0% |
| Admin fee / account holder | $3,435 | $4,023-14.6% | $5,647-39.2% | $5,404-36.4% |