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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CERITY PARTNERS RETIREMENT PLAN Service code 27 · EIN 35-2467663 | Advisory (Plan) | $30,504 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,668 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,598 | $101,539-7.8% | $147,041-36.3% | $74,400+25.8% |
| Participation rate | 56.4% | 75.5%-19.1pp | 82.2%-25.7pp | 67.2%-10.8pp |
| Annual return | 14.82% | 8740.84%-8726.0pp | 419.21%-404.4pp | 1367.51%-1352.7pp |
| Employer contribution / active EE | $2,462 | $3,811-35.4% | $4,935-50.1% | $2,624-6.2% |
| Participant deferral / active EE | $4,641 | $7,304-36.5% | $8,071-42.5% | $4,348+6.7% |
| Admin fee / account holder | $469 | $1,749-73.2% | $13,006-96.4% | $1,944-75.8% |