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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,938 | $94,436+11.1% | $115,599-9.2% | $82,637+27.0% |
| Participation rate | 53.3% | 70.4%-17.1pp | 74.3%-20.9pp | 68.1%-14.7pp |
| Annual return | 19.00% | 18.37%+0.6pp | 111.10%-92.1pp | 53.51%-34.5pp |
| Employer contribution / active EE | $779 | $2,324-66.5% | $2,955-73.6% | $2,552-69.5% |
| Participant deferral / active EE | $3,373 | $3,955-14.7% | $4,889-31.0% | $4,126-18.3% |
| Admin fee / account holder | $4,252 | $10,328-58.8% | $12,841-66.9% | $7,339-42.1% |