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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,809 | $138,078-61.8% | $125,363-57.9% | $134,509-60.7% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -20.11% | 750.49%-770.6pp | 572.15%-592.3pp | 418.13%-438.2pp |
| Employer contribution / active EE | $3,255 | $5,245-37.9% | $4,815-32.4% | $4,741-31.3% |
| Participant deferral / active EE | $5,561 | $7,800-28.7% | $7,447-25.3% | $6,400-13.1% |
| Admin fee / account holder | $2,322 | $11,566-79.9% | $10,005-76.8% | $11,427-79.7% |