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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,778 | $88,996-37.3% | $78,004-28.5% | $138,895-59.8% |
| Participation rate | 80.0% | 74.4%+5.6pp | 69.4%+10.6pp | 79.9%+0.1pp |
| Annual return | 21.57% | 28.03%-6.5pp | 31.07%-9.5pp | 145.39%-123.8pp |
| Employer contribution / active EE | $1,998 | $2,917-31.5% | $2,469-19.1% | $4,194-52.4% |
| Participant deferral / active EE | $10,892 | $4,724+130.6% | $4,092+166.2% | $6,396+70.3% |
| Admin fee / account holder | $315 | $8,807-96.4% | $7,578-95.8% | $12,562-97.5% |