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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,392 | $167,352-20.9% | $143,788-7.9% | $134,509-1.6% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -21.47% | 0.47%-21.9pp | -0.03%-21.4pp | 418.13%-439.6pp |
| Employer contribution / active EE | $7,010 | $5,620+24.7% | $4,952+41.6% | $4,741+47.9% |
| Participant deferral / active EE | $7,029 | $6,447+9.0% | $5,638+24.7% | $6,400+9.8% |
| Admin fee / account holder | $1,613 | $18,091-91.1% | $14,675-89.0% | $11,427-85.9% |