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| Provider | Service type | Compensation |
|---|---|---|
CHAPEL HILL INVESTMENT ANALYSTS2+ years Service code 26 126 MATHEWS ST · GREENSBURG, PA 15601 | Advisory (Participants) | $42,158 |
ALERUS FINANCIAL, N.A.2+ years Filed as: ALERUS FINANCIAL NA Service code 15 ATTENTION TRUST OPERATIONS · ST PAUL, MN 55164 | Recordkeeping | $11,833 |
KEYSTONE WEALTH ADVISORS INC2+ years Filed as: KEYSTONE BENEFITS GROUP, INC. Service code 70 314 OLD ROUTE 30 · GREENSBURG, PA 15601 | Consulting Fees | $5,845 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,353 | $58,895+26.2% | $178,503-58.3% | $73,497+1.2% |
| Participation rate | 56.7% | 66.2%-9.5pp | 81.9%-25.2pp | 70.7%-14.0pp |
| Annual return | 17.71% | 24.86%-7.2pp | 151.12%-133.4pp | 28.51%-10.8pp |
| Employer contribution / active EE | $2,499 | $2,236+11.8% | $5,011-50.1% | $2,270+10.1% |
| Participant deferral / active EE | $2,276 | $2,567-11.3% | $5,202-56.2% | $3,740-39.1% |
| Admin fee / account holder | $374 | $400-6.7% | $13,987-97.3% | $513-27.2% |