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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,801 | $105,861-36.9% | $90,756-26.4% | $134,509-50.3% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -22.39% | -10.99%-11.4pp | -12.16%-10.2pp | 418.13%-440.5pp |
| Employer contribution / active EE | $3,374 | $3,463-2.6% | $2,922+15.5% | $4,741-28.8% |
| Participant deferral / active EE | $5,171 | $5,217-0.9% | $4,565+13.3% | $6,400-19.2% |
| Admin fee / account holder | $1,574 | $13,938-88.7% | $8,445-81.4% | $11,427-86.2% |