Retirement plan

THE ROSE GROUP EMPLOYEE SAVINGS PLAN

Name: KILRAVOCK HOLDING CORP - THE ROSE GROUP EMPLOYEE SAVINGS PLAN (2022) Form 5500
Creator: KILRAVOCK HOLDING CORP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE ROSE GROUP EMPLOYEE SAVINGS PLAN, KILRAVOCK HOLDING CORP

KILRAVOCK HOLDING CORPEIN 27-4359413Plan #004PY 2022

951 BALD EAGLE DR, SUITE 1 - MARCO ISLAND, FL 34145847-381-5700

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$14.7M

No prior year

Total participants

105

No prior year

Average account balance

$150,224

No prior year

Annual return

-12.93%

No prior year

Benchmarks

See 542 peers

Peer group

Industry55 - Management of Companies and Enterprises

Plan typeDefined contribution

Participants25-99

Cohort542 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$215K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

217.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$137K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15187

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
TRUST COMPANY OF ILLINOIS1+ years Service code 21 · EIN 36-3880930 1901 BUTTERFIELD ROAD SUITE 1000 · DOWNERS GROVE, IL 60515	Bank Trustee	$69,309

Plan features & details

Pension benefit codes2E2F2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$69K

$2567 / participant

Other / not subdivided$69K100.0%

% of EOY assets

0.471%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: RSM US LLP
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$150,224

$83,427+80.1%

$115,756+29.8%

$68,495+119.3%

Participation rate

74.1%

71.9%+2.2pp

77.1%-3.0pp

67.9%+6.2pp

Annual return

-12.93%

-10.95%-2.0pp

143.14%-156.1pp

-7.84%-5.1pp

Employer contribution / active EE

$1,568

$3,075-49.0%

$3,793-58.7%

$2,596-39.6%

Participant deferral / active EE

$4,799

$5,355-10.4%

$6,254-23.3%

$4,028+19.2%

Admin fee / account holder

$707

$5,708-87.6%

$8,124-91.3%

$5,403-86.9%

Provider

Service type

Compensation

TRUST COMPANY OF ILLINOIS1+ years

Service code 21 · EIN 36-3880930

1901 BUTTERFIELD ROAD SUITE 1000 · DOWNERS GROVE, IL 60515

Bank Trustee

$69,309

THE ROSE GROUP EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE ROSE GROUP EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion