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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,231 | $148,558-84.4% | $135,925-82.9% | $139,427-83.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.92% | 79.22%-68.3pp | 68.25%-57.3pp | 373.27%-362.3pp |
| Employer contribution / active EE | $3,277 | $5,244-37.5% | $4,857-32.5% | $4,752-31.0% |
| Participant deferral / active EE | $5,773 | $8,101-28.7% | $7,759-25.6% | $6,711-14.0% |
| Admin fee / account holder | $38,848 | $12,401+213.3% | $10,764+260.9% | $11,404+240.6% |