| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $80,190 |
Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $22,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,196 | $47,540-49.1% | $79,591-69.6% | $89,433-72.9% |
| Participation rate | 61.5% | 54.9%+6.5pp | 69.5%-8.0pp | 71.3%-9.8pp |
| Annual return | -5.14% | -8.05%+2.9pp | 0.18%-5.3pp | -11.88%+6.7pp |
| Employer contribution / active EE | $437 | $1,122-61.0% | $2,413-81.9% | $3,021-85.5% |
| Participant deferral / active EE | $1,302 | $1,961-33.6% | $3,986-67.3% | $5,125-74.6% |
| Admin fee / account holder | $35 | $59-40.3% | $6,815-99.5% | $79-56.0% |