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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,815 | $97,027-21.9% | $83,323-9.0% | $135,382-44.0% |
| Participation rate | 73.7% | 80.4%-6.7pp | 77.8%-4.1pp | 82.6%-9.0pp |
| Annual return | -6.16% | 12.31%-18.5pp | 10.63%-16.8pp | 519.77%-525.9pp |
| Employer contribution / active EE | $2,055 | $4,143-50.4% | $3,379-39.2% | $4,779-57.0% |
| Participant deferral / active EE | $6,347 | $5,964+6.4% | $5,565+14.0% | $5,609+13.2% |
| Admin fee / account holder | $3,592 | $8,427-57.4% | $7,539-52.4% | $10,829-66.8% |