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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,925 | $56,197-69.9% | $67,652-75.0% | $59,633-71.6% |
| Participation rate | 38.2% | 71.5%-33.2pp | 75.7%-37.4pp | 68.7%-30.4pp |
| Annual return | -4.24% | 18508.10%-18512.3pp | 6625.40%-6629.6pp | 2041.45%-2045.7pp |
| Employer contribution / active EE | $789 | $1,615-51.1% | $2,266-65.2% | $2,203-64.2% |
| Participant deferral / active EE | $2,464 | $2,844-13.3% | $3,560-30.8% | $3,192-22.8% |
| Admin fee / account holder | $62 | $3,958-98.4% | $4,821-98.7% | $4,297-98.6% |