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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,841 | $124,336-75.2% | $111,303-72.3% | $167,518-81.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 11.13% | 37.45%-26.3pp | 54.66%-43.5pp | 478.71%-467.6pp |
| Employer contribution / active EE | $9,259 | $3,436+169.4% | $2,731+239.0% | $4,838+91.4% |
| Participant deferral / active EE | $7,572 | $5,181+46.1% | $4,487+68.7% | $6,342+19.4% |
| Admin fee / account holder | $1,709 | $10,623-83.9% | $7,966-78.5% | $12,312-86.1% |