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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,040 | $175,257+112.9% | $149,717+149.2% | $139,456+167.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.41% | 166.70%-152.3pp | 134.41%-120.0pp | 373.45%-359.0pp |
| Employer contribution / active EE | $13,403 | $5,477+144.7% | $4,820+178.1% | $4,753+182.0% |
| Participant deferral / active EE | $6,587 | $6,521+1.0% | $5,682+15.9% | $6,711-1.8% |
| Admin fee / account holder | $1,984 | $16,156-87.7% | $13,213-85.0% | $11,407-82.6% |