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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $35,250 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,695 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,055 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,029 | $73,459-16.9% | $178,528-65.8% | $74,429-18.0% |
| Participation rate | 94.3% | 66.5%+27.8pp | 77.1%+17.2pp | 67.2%+27.1pp |
| Annual return | 16.55% | 17.50%-0.9pp | 27.11%-10.6pp | 1368.38%-1351.8pp |
| Employer contribution / active EE | $7,769 | $2,219+250.1% | $3,950+96.7% | $2,625+196.0% |
| Participant deferral / active EE | $7,936 | $4,515+75.8% | $6,278+26.4% | $4,348+82.5% |
| Admin fee / account holder | $346 | $1,812-80.9% | $10,419-96.7% | $1,944-82.2% |