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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,422 | $175,257-51.8% | $149,717-43.6% | $139,456-39.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.06% | 166.70%-147.6pp | 134.41%-115.3pp | 373.45%-354.4pp |
| Employer contribution / active EE | $3,446 | $5,477-37.1% | $4,820-28.5% | $4,753-27.5% |
| Participant deferral / active EE | $3,940 | $6,521-39.6% | $5,682-30.7% | $6,711-41.3% |
| Admin fee / account holder | $690 | $16,156-95.7% | $13,213-94.8% | $11,407-94.0% |