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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,405 | $121,677-94.7% | $104,625-93.9% | $158,966-96.0% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 44.09% | 465.58%-421.5pp | 340.60%-296.5pp | 302.95%-258.9pp |
| Employer contribution / active EE | $2,366 | $3,165-25.2% | $2,681-11.8% | $4,762-50.3% |
| Participant deferral / active EE | $1,518 | $4,175-63.6% | $3,738-59.4% | $5,983-74.6% |
| Admin fee / account holder | $923 | $7,777-88.1% | $6,465-85.7% | $11,250-91.8% |