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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,956 | $110,307-79.2% | $96,576-76.2% | $139,456-83.5% |
| Participation rate | 83.3% | 78.1%+5.2pp | 76.0%+7.4pp | 80.3%+3.0pp |
| Annual return | 21.90% | 26.40%-4.5pp | 25.87%-4.0pp | 373.45%-351.6pp |
| Employer contribution / active EE | $3,038 | $3,619-16.1% | $2,965+2.5% | $4,753-36.1% |
| Participant deferral / active EE | $5,304 | $5,547-4.4% | $4,851+9.3% | $6,711-21.0% |
| Admin fee / account holder | $1,347 | $11,597-88.4% | $8,253-83.7% | $11,407-88.2% |