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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,967 | $77,908-25.6% | $149,696-61.3% | $75,173-22.9% |
| Participation rate | 37.1% | 65.6%-28.5pp | 78.8%-41.7pp | 67.2%-30.1pp |
| Annual return | 20.24% | 31.73%-11.5pp | 134.46%-114.2pp | 160.72%-140.5pp |
| Employer contribution / active EE | $803 | $3,138-74.4% | $4,821-83.3% | $2,671-69.9% |
| Participant deferral / active EE | $2,173 | $3,411-36.3% | $5,682-61.8% | $4,126-47.3% |
| Admin fee / account holder | $716 | $5,950-88.0% | $13,212-94.6% | $5,651-87.3% |