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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,513 | $165,381+73.2% | $149,730+91.4% | $158,966+80.2% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 15.70% | 348.29%-332.6pp | 276.70%-261.0pp | 302.95%-287.3pp |
| Employer contribution / active EE | $2,508 | $5,104-50.9% | $4,645-46.0% | $4,762-47.3% |
| Participant deferral / active EE | $5,500 | $7,182-23.4% | $6,843-19.6% | $5,983-8.1% |
| Admin fee / account holder | $660 | $10,809-93.9% | $9,310-92.9% | $11,250-94.1% |